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June 19, 2025

Private school education in the United States offers a diverse range of options, from faith-based institutions to elite preparatory academies.

However, the cost of attending these schools varies significantly based on factors such as location, grade level, and school type.

The changes, including voucher programs and tax credits, have made understanding private school pricing increasingly important for families considering their educational options.

National Private School: Cost Overview

According to Education Week, the U.S. private school market consists of 29,730 K-12 private schools enrolling 5.47 million students. It represents approximately 10% of all K-12 students in the United States.

The average tuition at U.S. private schools was $12,790 in the 2020-21 school year, although this figure varies significantly depending on the school type, location, and grade level.

Cost Breakdown By School Level

Among the approximately 115,171 schools in the U.S., including K-12 public and private institutions, tuition at private schools varies significantly by educational level.

School LevelAnnual Tuition RangeAverage Cost
Elementary/Primary Schools (K-6)$5,000 – $15,000$9,210
Secondary/High Schools (7-12)$11,000 – $30,000$16,420
Overall K-12 Average$10,000 – $20,000$12,790

Source: Education Data Initiative

Types Of Private Schools And Their Costs

Around 19.1 million students enrolled in colleges and universities in the U.S. after completing their basic education in private and public schools.

Types Of Private Schools And Their Costs
Source: ChatGPT

Here are the types of schools you might find helpful to read about.

1. Catholic Schools

Catholic schools typically offer the most affordable private education option. According to Education Week, Catholic schools charged an average of $9,720 per year in the 2020-21 academic year, which is significantly lower than the average for other private school categories.

This affordability is made possible by diocesan support and the mission-driven nature of Catholic education. However, the current price can vary as the years pass by.

2. Nonsectarian Schools

Non-religious private schools represent the most expensive category, with an average annual tuition of $19,590. These schools often feature extensive facilities, small class sizes, and specialized programs that contribute to higher operational costs.

Religious schools outside the Catholic system average $10,910 per year, falling between Catholic and nonsectarian institutions in terms of cost.

3. Boarding Schools

Most private school students (91.4%) attend day schools, which operate similarly to public schools with students returning home each evening.

However, boarding schools represent a significant premium:

  • Private Day Schools: $30,692 average tuition (NAIS member schools)
  • 5-Day Boarding Schools: $55,425 average annual tuition
  • 7-Day Boarding Schools: $69,150 average annual tuition

The National Association of Independent Schools reports that the average annual tuition at 7-day boarding schools is $69,150, while 5-day programs average $55,425.

Top 7 Private Schools In The U.S.

These private institutions consistently rank among America’s best schools, offering exceptional academics, small class sizes, and outstanding college preparation programs nationwide.

RankSchool NameLocation
1Groton SchoolGroton, MA
2Phillips Academy AndoverAndover, MA
3Phillips Exeter AcademyExeter, NH
4Choate Rosemary HallWallingford, CT
5Commonwealth SchoolBoston, MA
6The Hotchkiss SchoolLakeville, CT
7The College Preparatory SchoolOakland, CA

Note: Besides these private schools listed in the table, there are various popular schools, and you can prefer to pursue your education. To get the current price, contact each school directly.

Along with schooling, you can take free online courses and earn certificates side by side to upgrade your skills.

Financial Aid Types Available For Private Schools

According to the State Council of Higher Education for Virginia (SCHEV), private financial aid sources include:

  • Local Businesses: Community companies provide scholarships to support local students’ educational goals.
  • Civic Groups: Community organizations offer funding assistance for qualifying students in need.
  • Churches: Religious institutions provide educational grants and scholarships to congregation members.
  • Private Benefactors: Individual donors contribute funds to help students access private education.
  • National Organizations: Large foundations and corporations offer nationwide scholarship programs for students.

If you want to take admission in the University of Phoenix, this will help you because it offers federal financial aid with all the benefits of online programs.

Texas Private School Voucher Program

Texas recently made headlines with Governor Greg Abbott signing a $1 billion voucher bill into law. According to the San Antonio Express-News, this program will provide families with approximately $10,000 vouchers starting in the 2026-27 school year.

Texas Private School Voucher Program
Source: Texas Private Schools

However, research shows this amount may not cover full tuition for many families:

  • San Antonio private school tuition ranges from $580 to over $34,000 annually
  • The median minimum tuition is $9,900 for the 2025-26 school year
  • Nearly 44% of schools have minimum tuition exceeding the $10,000 voucher amount

If tuition continues growing at current rates, the median minimum tuition will exceed $10,000 within a year, potentially limiting the voucher’s effectiveness.

Additional Read: If you are interested in Elon Musk, check out his college degree and see if it really affected his dreams.

Factors Affecting Private School Costs

Several factors influence private school pricing:

  • Location: Urban areas and affluent communities typically have higher costs.
  • School Size: Smaller schools may charge more due to economies of scale.
  • Facilities: Schools with extensive campuses, labs, and athletic facilities cost more to operate.
  • Faculty Quality: Higher teacher salaries and lower student-teacher ratios increase costs.
  • Programs Offered: Specialized programs, such as international curricula or advanced STEM labs, incur additional expenses.
  • Accreditation: Schools affiliated with prestigious organizations may charge premium rates.

Private Vs. Public School: Cost Comparison

Private schools showcase greater cost efficiency compared to public schools despite delivering quality education outcomes.

CategoryPrivate SchoolsPublic Schools
Average Cost Per Student$12,790$14,347
Funding SourceTuition and donationsTax revenue
Administrative StructureStreamlinedComplex bureaucracy
Faculty MotivationMission-drivenUnion-regulated
Community InvolvementHigh parental engagementVariable engagement
Educational FocusSpecialized objectivesBroad mandates
Student-Teacher Ratio4:1 to 9:1 average16:1 to 24:1 average
Operational EfficiencyHigher efficiencyLower efficiency

According to the U.S. Census Bureau, public schools spent an average of $14,347 per pupil in fiscal year 2021, while private schools averaged $12,790 in tuition costs.

This efficiency stems from streamlined administrative structures, mission-driven faculty, strong community support, and focused educational objectives, which enable private institutions to deliver quality education at lower per-student costs.

Conclusion: Private Schools’ Costs Vary Over Time

Private school costs vary significantly based on location, school type, and additional programs.

With proper planning, financial aid, and consideration of school choice programs, private education can be more accessible than many families initially believe.

The key is conducting early research, understanding all available options, and making decisions that are aligned with both educational goals and financial reality.

FAQs

How much does a private elementary school cost per year?

Private elementary schools average $9,210 annually nationwide, though costs range from $3,000 in affordable states to $25,000 in expensive regions.

What are the most expensive private schools in Washington state?

Seattle area private schools can cost $40,000-$50,000 annually, making Washington one of the higher-cost states for private education nationwide.

Are Catholic schools less expensive than other private schools?

Catholic schools average $9,720 per year, which is significantly lower than the $ 19,590 annual average for nonsectarian private schools, offering similar educational quality.

Can families use 529 plans for private K-12 tuition?

Families can withdraw up to $10,000 tax-free annually from 529 plans for private school tuition in most states nationwide.

What makes some states more expensive for private education?

Higher living costs, premium facilities, elite reputations, and competitive markets drive up private school tuition in northeastern and western states.

Are private schools worth the higher cost compared to public schools?

Private schools offer smaller classes, specialized programs, and individualized attention, though value depends on family priorities and local options.

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